The Bank of Canada published a paper on retail central bank digital currencies (CBDC) exploring the type of storage, or what techies call the organization of state. Rather than a centralized versus blockchain comparison, it grouped the possibilities into five archetypes.
Five CBDC archetypes:
It then proceeds to rate each archetype according to design requirements such as privacy, compliance and scalability. However, it acknowledges that the detailed design could significantly impact these ratings.
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